UNDERSTANDING YOUR INTEREST RATE
We want to welcome our guest blogger for the week, Kevin Messner with Fairway Mortgage. Kevin's years of service uniquely qualify him so share some ideas with us on Understanding Your Interest Rate.
Buying a new home is one of the most important purchases you can make and I am here to answer all of your questions. The lender you choose to work with makes a difference in the interest rate you receive. On any given day, mortgage lenders’ interest rates will vary by up to 0.25%.
We are often asked:
- How do I get the best interest rate on my mortgage?
- How come different lenders have different interest rates?
- Why do interest rates change?
Lenders have different rates because of the way they operate. Last year, Fairway Independent Mortgage closed about $11 billion worth of mortgage loans across the country. The higher loan volume allows Fairway to get access to low rates. We focus on great customer service and word-of-mouth marketing instead of big budget advertising. This system allows Fairway to always offer great mortgage interest rates to all homebuyers.
Current mortgage interest rates make now one of the best times to consider your home buying, selling, or refinancing options. Whether you are purchasing a new home or looking to refinance your current home, you can trust Fairway Independent Mortgage to make your home loan as stress free as possible. I will work hard to obtain the best rate for you and lend my expertise on when to lock in the best rate.
A little about the author...
Kevin Lee Messner was raised in a small midwestern town (Hutchinson, MN) by parents who taught him to always do what was right…even if it hurt. In a small town, that turned out to be great advice. No matter what Kevin did, good or bad, his parents seemed to hear about it before he got home!
As an adult, Kevin saw many times the value in everything his parents taught him and that small town life reinforced. He has also learned a couple of other things that have become part of the foundation of his business and personal life. One of those is the value of honest communication. Kevin has seen too many examples where the communication was lacking and the effects were harmful. Communication that is not honest and delivered in a timely fashion, with compassion, will usually cost someone something.
Kevin’s desire is to help people get from where they are to where they want or need to be. That desire has allowed him to help people through church activities, mentoring, leading teams, teaching leadership, and bible studies. Helping people improve their current position in life keeps Kevin focused on what is important to the client and to help them attain their goals.
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